Pesuruhjaya Sumpah Bercuti Selama 2 Minggu

Pesuruhjaya Sumpah akan bercuti selama dua (2) minggu dari 28hb Mei 2013 hingga 12hb Jun 2013.

Commissioner for Oaths at Dataran Palma will close office for two (2) weeks from 28th May 2013 until 12th June 2013.

Thank you.

Abd Rahman
Pesuruhjaya Sumpah
Commissioner for Oaths

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Debts older than seven years

Can a creditor remove a debt after seven years and then sell the debt and place it back on your credit report?

No. Federal law requires the lender to report the original delinquency date of the account that led to charge off and any subsequent collection efforts. The original delinquency date is the date from which the seven year period is measured.

The original account and any subsequent collection accounts are deleted seven years from the original delinquency date. Because each account must include the original delinquency date, none should return to your credit history.

More: http://www.experian.com/

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Here's how to calculate the SOL:

1. Take the date you last made a payment and add 6 months to this date.

2. Add the number of years of the statute of limitations in your state.

Example:

You last stopped paying on a credit card on March 15, 2002. The statute of limitations for credit cards in your state is 6 years.

You can use the SOL as a defense from a creditor if you are sued after September 15, 2008 calculated like this:

March 15, 2002 + 6 months = September 15, 2002.

6 Years + September 15, 2002 = September 15, 2008

Therefore, a creditor cannot sue you for this debt after September 15, 2008.

More: http://www.streetdirectory.com/